Fundamental vs Technical Analysis: Which One Fits You?
Fundamental analysis studies the business; technical analysis studies the price chart. Learn the difference, when each approach helps, and which one fits long-term investors.
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Fundamental Stock Analysis Blog
Articles on fundamental analysis, cashflow, ROIC and investment strategy for independent investors.
How to Screen Stocks: Building a Shortlist That Makes Sense
How to screen stocks with a fundamental investor mindset: define your universe, filter for quality, valuation and balance sheet strength, then research the survivors.
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How to Value a Company: the 4 Methods That Matter
A practical guide to valuing a company with multiples, free cash flow yield, DCF and sum-of-the-parts analysis, without pretending valuation is precise.
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Stock Fundamental Analysis Tool: What to Look For
What a good stock fundamental analysis tool should include: financial statements, ratios, valuation, watchlists, portfolio context and clean workflows.
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Dividend Aristocrats: What They Are, the Criteria, and How to Find Them
What Dividend Aristocrats are, the exact index criteria in the US and Europe, their strengths and risks, and how to check the current list.
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Is That Dividend Sustainable? Payout Ratio, FCF and 5 Warning Signs
How to tell whether a dividend is sustainable: payout on earnings and on FCF, debt, and the warning signs that usually precede a dividend cut.
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Dividend Yield: What It Is and the 3 Traps of High Yields
What dividend yield is, how to calculate it, and why a high yield can be a trap. A guide to investing in dividends with judgment, not just numbers.
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EV/EBITDA and Net Debt/EBITDA Explained (with Examples)
What EV/EBITDA and Net Debt/EBITDA are, how to calculate them, and what ranges are reasonable. The two ratios the P/E cannot replace.
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Ex-Dividend Date Explained: Declaration, Record and Payment Dates
How the dividend calendar works: what declaration, ex-dividend, record and payment dates mean, and which day you must own the stock to get paid.
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Fundamental Analysis of Inditex, Step by Step (Real 2026 Figures)
How to analyze Inditex (Zara) with its real accounts: growth, margins, net cash and valuation, step by step. A worked example of fundamental analysis.
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Living Off Dividends: the Honest Numbers (How Much Capital You Need)
How much capital you really need to live off dividends, with the full math: taxes, inflation, compound interest and the typical mistakes.
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ROE vs ROIC: Difference, Formula and Which Ratio Matters More
ROE vs ROIC explained with formulas, a numeric example and the practical rule: high ROE can be leverage, high ROIC is usually business quality.
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How to Read a Spanish Company's Annual Accounts (CNMV Guide)
A practical guide to reading the annual accounts of a Spanish listed company: which documents they include, where to download them free from the CNMV, and what order to read them in.
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What Is EBITDA: Formula, What It's For, and Why Buffett Distrusts It
What EBITDA is, how to calculate it, what it is genuinely useful for and when it misleads. An honest guide to finance's most quoted (and abused) metric.
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What Is the P/E Ratio (and When It Misleads You)
What the P/E ratio is, how to calculate it, and how to read it well: the 6 situations where a low P/E is not cheap and a high P/E is not expensive.
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AI for Stock Analysis: What ChatGPT and Gemini Do Well (and What They Don't)
An honest 2026 guide to using ChatGPT, Gemini and Claude for stock analysis: what works, where they hallucinate data, and the workflow that keeps AI honest.
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How to Build a Stock Watchlist That Actually Helps You Invest
A practical guide to building useful stock watchlists. How to organize them, what to track, and how to avoid the most common mistakes.
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How to Compare Two Companies: Financial Metrics and Step-by-Step Framework
Learn how to compare two companies in the same industry using growth, margins, ROIC, free cash flow, debt, valuation and management quality.
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How to Read a 10-K in 30 Minutes (A Practical Guide for Retail Investors)
A practical, no-fluff framework to read a 10-K annual report in 30 minutes. The exact sections, ratios and red flags to focus on before investing in a company.
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Owner Earnings: Buffett's Favorite Cash Flow Metric Explained
What owner earnings are, how to calculate them step by step, and why Warren Buffett considers this metric more honest than net income or even free cash flow.
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ROIC: What It Is, Formula, and Why Buffett Watches It
What Return on Invested Capital is, how to calculate it, how it differs from P/E, and how to spot companies with real competitive advantages.
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Free Cash Flow: How to Analyze It in 10 Min
Learn to calculate and interpret Free Cash Flow (FCF) with rigor. Spot red flags, read 10-year trends, and avoid common mistakes.
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Fundamental Analysis of Stocks: Step-by-Step Guide
How to do fundamental analysis of stocks step by step: read financial statements, calculate ratios like ROIC and FCF, and build a repeatable process.
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